Leasing could be the most cost effective source of financing available today.  Take a look at the benefits of a lease program from us.

Tax treatment. The IRS does not consider an operating lease to be a purchase, but rather a tax-deductible overhead expense. Therefore, you can deduct the lease payments from your corporate income.

Balance sheet management. Because an operating lease is not considered a long-term debt or liability, it does not appear as debt on your financial statement, thus making you more attractive to traditional lenders when you need them.

100 percent financing. With leasing, there is very little money down - perhaps only the first and last month's payment are due at the time of the lease. Since a lease does not require a down payment, it is equivalent to 100 percent financing. That means that you will have more money to invest in revenue-generating activities.  Leasing keeps your working capital free for other uses, not tied up in fixed assets.

Immediate write-off of the dollars spent. Leasing payments are treated as expenses on a company's balance sheet; therefore, equipment does not have to be depreciated over five to seven years.

Flexibility. As your business grows and your needs change, you can add or upgrade at any point during the lease term through add-on or master leases. If you anticipate growth, be sure to negotiate that option when you structure your lease program. You also have the option to include installation, maintenance and other services, if needed.

Customized solutions. A variety of leasing products is available, allowing you to tailor a program to fit your month-to-month or year-to-year cash flow needs. You are able to customize a program to address your needs and requirements - cash flow, budget, transaction structure, cyclical fluctuations, etc.

Asset management. A lease provides the use of equipment for specific periods of time at fixed payments. At the end of the lease, the lessor is responsible for the disposition of the asset.

Upgraded technology. If the nature of your industry demands that you have the latest technology, a short-term operating lease can help you get the equipment and keep your cash. Lease equipment that you expect to depreciate quickly. Your risk of getting caught with obsolete equipment is lower because you can upgrade or add equipment to meet your ever-changing needs.  Leasing also provides businesses with piecemeal financing of small or unbudgeted equipment acquisitions for which debt financing is impractical.

Speed. Leasing can allow you to respond quickly to new opportunities with minimal documentation and red tape.  We can approve your application within one or two days and you can have your equipment very quickly.

Improved cash forecasting. By leasing equipment you know the amount and number of lease payments over the life of the leasing period, so you can accurately forecast cash requirements for your equipment.

Flexible end of term options. There are several options for disposing of equipment after the lease term ends including returning the equipment, renewing the lease or purchasing the equipment.

Sales Tax benefits. Unlike acquiring equipment through a conventional loan, a lease is usually structured so that you pay the sales tax on a “pay-as-you-go” basis rather than with an upfront, lump sum.

Improved earnings. Operating lease accounting provides a lower cost than a capital lease in the early years of a lease.

Fixed rate financing. In contrast to many business equipment loans, a lease provides for long term, fixed rate financing to protect the operating budget from fluctuations in variable interest rates.

Infusion of cash.  Leasing can provide an infusion of much needed cash through sale-leaseback of presently owned assets.

Deferred payments.  Some leases can be structured so that payments on the lease are deferred.  This allows for the equipment to actually begin paying for itself from future revenues it will generate.

Hedge against Inflation.  Leases are a natural hedge against pending inflation…today’s needed asset is paid for with tomorrows dollar.